Milo: Your Payday Routine

Meet Milo

Milo is your money buddy. Connect your accounts once, and Milo builds a custom budget, creates a timeline for your goals, and tells you exactly what to do with your money on payday.

GET A BUDGET THAT ACTUALLY WORKS

No guessing, no spreadsheets. Milo analyzes your income and spending to calculate exactly how much you can spend from each paycheck. You'll see your "safe to spend" amount daily - that's money you can use guilt-free without derailing your plan.

YOUR STEP-BY-STEP PLAN

  • Tell Milo your goals (pay off debt, build savings, buy something big)
  • He calculates when you'll hit each one based on your actual numbers
  • See exactly how much to put toward each goal every month
  • Watch your timeline update as you make progress

KNOW EXACTLY WHERE YOUR MONEY GOES

  • Milo tells you how to split your savings between goals
  • See your spending broken down: what you've used, what's left, and what bills are still due.
  • Daily check-ins show you exactly where you stand
  • No more money anxiety or decision fatigue

EVERYTHING IN ONE PLACE

Link all your accounts - checking, savings, credit cards - and see your full financial picture. Milo keeps everything synced automatically so you always know where you stand.

Made for Gen Z

Milo is built for people who want to stop winging it and actually get their money sorted. If you need a clear plan without the complexity, this is it.

Ratings & Reviews

  • 4.7 out of 5 based on 530 Ratings

  • I’ve always been in search of an app that would allow me to connect not only my bank, but also my credit cards! Super happy to have found one and can’t wait for the features to expand. Question though: for the “safe to spend” feature, is that number based on the income coming in? Like I wish I could explicitly set “hey, this is my job’s deposit” so that I know this number is accurate. Also, an FAQ section would be helpful!

  • Update: Apple Card is now supported! Definitely my favorite finance app. I’ve had this app for about a month now and it’s been great so far. It’s far from perfect, but the creators have always been pretty responsive and have informed me that Apple Card is in the works. I have tried other finance apps, but nothing is this simple. Definitely give this app a shot if you’re interested in setting up your life :)

What’s New

Version History

  • Milo now supports Apple accounts! Connect your Apple Card, Apple Cash, and Apple Savings accounts to get a full picture of your money in one place.
  • Bug fixes and improvements.